Federal Housing Administration (FHA) Refinance

FHA mortgage refinancing offers benefits for current real estate home owners who are seeking to complete a refinance mortgage of their existing real estate mortgage (s). A FHA mortgage refinance may also benefit you even if you do not currently have a FHA loan.

Some advantages of using a FHA mortgage for your mortgage refinance are as follows:

• FHA Streamline Refinance for existing FHA loans.

• No Cost Interest Rate Reductions programs.
• No Income or Credit Qualifications*.
• Zero cost refinance options available.
• Easily switch amortization for adjustable to fixed or vice versa.
• Easily shorten or lengthen term of your existing loan.
• Easier credit and income qualifications.

• Cash-Out Refinance for existing or new FHA mortgages.

• Cash-Out up to 95% of your properties value.
• Consolidate first and second mortgages into single loan.
• Bill consolidation programs.
• Easier credit and income qualifications.
• FHA  regulated closing costs.

• Rate and Term Mortgage Refinancing up to 97% of value of your home.

• Consolidate first and second mortgages* into a single loan.
• No FICO score or credit score requirements
• Competitive rates for borrowers with a Bankruptcy older than two years.
• Competitive rates for borrowers with a Foreclosure older than three years.
• Easier credit and income qualifications.
• FHA regulated closing costs.

Call 734-260-2660 or email me today to see if a FHA loan is right for you.

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