
Please bring the following items to your loan application appointment. All items apply to both the borrower and the co-borrower.
- Driver's license
- Social Security card
- W2's for the last two years, including 1040 tax returns and one month of recent paystubs
- The last three month's bank statements
- Copy (both sides) of the purchase agreement, with original signatures
- Copy of the listing ticket, INCLUDING lot size, legal description and taxes
- If you are refinancing a land contract, bring a complete copy of the land contract and the address of the land contract holder
- Current mortgage information (include name of lender, address and account number)
- If you pay child support or alimony, a friend of the court letter stating payment amount and proof that the account is current
- If your present home is pending sale, a copy of the listing ticket, purchase agreement or closing statement, if available
- If you have rented for the last two years, provide the name and address of your landlord
- APPLICATION FEE (including credit report and appraisal)